“It’s natural. It’s human nature. You don’t really think about this very often.
What are we talking about? Water, fire and smoke damage.
When you do think about what may happen to your home, and then take action to prepare, what you do is usually minor and easy to do… such as turning off your outside water supply when winter approaches and testing smoke alarms and replacing fire extinguishers on a regular basis.”
http://www.5-starrestoration.com/protecting-important-documents/